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When we talk of major medical we refer to a catastrophic plan where
all services generally apply to a deductible. The deductible is a
yearly deductible and usually has 2 to 3 deductibles per family, with
the exception of the Assurant One Deductible Plan. This will protect
you in catastophic situations up to a lifetime maximum. All your little
stuff applies to the deductible as well and is paid directly by you
untill the deductible is met and then benefit starts. Some plans do
have a little benefit before the deductible.
Contact us
for your comparison quote
 Altius
Health Plans -- Peak Traditional Plans
- Offers Deductibles of $500, $1000, $2000, $2,650, $5,000,
$10,000
- Prescriptions have $10 co-pay, with option of Zero, $500,
or $1,000 deductible
- 90%/10% coverage after deductible for doctor visits
80%/20% coverage for specialists and all after medical expenses
- Qualified Plans for Health
Savings Accounts
- Lifetime maximum at $2,000,000
 American
Medical Security
- Offers deductibles $1,500 to $10,000 with eleven choices
- Can add co-pays for preventative care as a rider
- 100% or 80%/20% coverage after the deductible
- Qualified plans for Health
Savings Accounts
- Lifetime maximum at $5,000,000
 Blue
Cross Blue Shield
- Offers deductibles of $250, $500, $1000, $2500, $5000, $10,000
- Rx co-pays with deductibles less than $2000
- 100% or 80%/20% coinsurance options after deductible
- Lifetime maximum at $1,000,000
- Have qualified plans for Health
Savings Accounts
 Assurant
Health
- Offers deductibles from $1,000 to $10,000
- Famous One Family Deductible plan
- 100%, 80%/20% or 50%/50% coinsurance options after deductible
- Qualified plans for Health
Savings Accounts
- 24-Month Initial Rate Guarantee. Rates
stay put for TWO YEARS!
- Best outside network benefits for worldwide coverage
- Lifetime maximum options of $3,000,000 or $8,000,000
 HumanaOne
- Offers deductibles from $1,500 to $10,000
- 100% coinsurance after deductible
- Qualified plans for Health
Savings Accounts
- Best outside network benefits for worldwide coverage
- Plans provide 100% Preventative Care Services before the deductible.
- Lifetime maximum of $5,000,000
 SelectHealth
(Formerly IHC) -- Base Level Plans
- Offers deductibles of $250, $500, $1000, $2000, $3,000, $5,400,
$10,000
- 100%, 80%/20%, or 70%/30% coinsurance options after deductible
- Have qualified plans for Health
Savings Accounts
- HSA Qualified plans have a co-pay for preventative care services
before the deductible.
- Lifetime maximum of $2,500,000
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Revised:February 23, 2010-- This
website is for comparison and informational purposes only. Actual
premiums and coverage availability may vary due to age, sex, family
size, zip code, health history, and tobacco use and are subject
to change at any time without notice. All information submitted
is held in strict confidence. See policies and brochures for coverages,
exclusions, restrictions, and limitations. For any Questions, Quotes,
Concerns, or Problems with this Website Please Contact
Us Anyone can quote you a low premium
and tell you how wonderful the plan will be. Remember it costs nothing
more to have an agent. The insurance companies pay me directly ,
and do not charge you more for usng an agent. Therefore, I am a
free source for questions and concerns. If you have learned more
from me than the competition, I hope you will let me be your agent.
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