The Vanguard accident protection can be used by itself to cover accidents or can coincide with your existing health insurance policy. As consumers, we often purchase PPO policies with high deductibles or high annual maximum out-of-pocket amounts in order to keep down our monthly premiums. The Vanguard accident protection can help to minimize those out of pocket costs from your regular health insurance plan, in the event of an accident.

If you have teenagers, there's no doubt you have made a trip or two to the doctor's office or emergency room for the occasional skateboard, snowboard, snow ski, surfing, mountain bike or sports injury. Don't get stuck paying your PPO or HMO deductible and co-pay alone. Use your Vanguard accident policy reimbursement to help offset your health insurance deductible and co-pay.

Are you without any insurance at all?

There's no argument that individual health insurance can be expensive and sometimes hard to qualify for medically. For whatever reason, if you are going without health insurance, a Vanguard accident plan may be a good "stop-gap" solution to protect you and your family, until you are able to add a health insurance policy.

Do you not qualify medically for health insurance? An accident plan regardless of health will give you some peace of mind and protection, when you are going without any insurance at all. For as little as $24.95 per month you can protect yourself and your family members against accidents. That's less than a dollar a day to protect you and your family. And there are no medical requirements.

Emergency Helicopter Air Ambulance