This program is diesigned to save you money on prescription drug costs! We will help you find low-cost medications within the same theraputic class as a drug you may currently be taking.

The First Tier: Generic Drugs
You Pay up to $10

The Second Tier: Brand Name and Select Generic Drugs
You Pay up to $20

The Third Tier: Brand Name Drugs and Select Generic Drugs
You pay up to $50

The Fourth Tier: Brand Name Drugs

We have negotiated special discount prices that save you money off the retail cost.

To get the most out of this program you should ask your doctor to prescirbe a drug within the first two tiers, if possible. Often drugs within the same theraputic class can be prescribed in place of an expensive brand name drug. Of course if you choose the higher price brand name drug, we have negotiated a substantial discount to you.

Frequently Asked Questions

When can I begin saving on my prescriptions?

The effective date is the day after HPA's administrative office receives your application and your first month's premium. You identification card will be mailed to you. The Member Enrollment Kit will be sent to you via email. A complete drug list is available at www.hpa-inc.com.

What is a Generic Drug?

Once a patent on a brand name drug expires, other drug companies may make a generic version of the drug, with the approval of the Food and Drug Administraion (FDA). The FDA's standards for quality are the same for all manufacturers. This means the generic drug contains the same active ingredients as the brand name whose patent has expired, and that it is safe, potent and effective.

How can I keep my prescription drug costs down?

The use of generic prescription drugs, whenever available, is most cost effective. Don't be shy - discuss your prescription options with your doctor. Ask whether an alternative, less expensive option would work.

How will I know if a generic equivalent is available?

Simply ask you local pharmacist or call the customer service department to find out about generic equivalents for your prescription. Also ask your doctor to prescribe generics whenver possible and appropriate. (Your new member packet will include helpful materials you can share with your doctor.)

What is the difference between brand name and generic drugs?

The brand name is the trade name under which the product is advertised and sold, and is protected by patents so that it can only be produced by one manufacturer for a predetermined number of years. Once a patent expires, other companies may manufacture a generic equivalent, providing they follow stringent FDA regulations for safety.
Generic drugs are drugs for which the patent has expired, allowing other manufacturers to produce and distribute the product under a generic name. Generics are essentially a chemical copy of the brand name equivalents. The color or shape may be different, but the active ingredients must be the same for both. The list contains a wide range of generic and brand name preferred products that have been approved by the FDA.

What is a preferred drug list?

A preferred drug list is a list of recommended prescription medications that is created, reveiwed and continually updated by a team of physicians and pharmacists. The preferred drug list contains a wide range of generic and brand name preferred products that have been approved by the FDA. Your doctor can use this list to select medications for your health care needs, while helping you maximize your prescription drug benefit. A medication becomes a preferred drug based on safety and eficiancy, then on cost-effectiveness.

What is the difference between a preferred brand name drug versus a non-preferred brand nae drug?

A preferred brand name drug is a medication that has been reveiwed and approved by a group of physicians and pharmacists, and has been selected for preferred status based on its proven clinical and cost effectiveness.
A non-preferred brand name drug is a medication that has been reveiwed by the same team of physicians and pharmacistswho determined that a clinically equivalent alternative drug that is most cost effective is available. These designations may change as new clinical information becomes available.

Pharmacy Network

The competitor Rx Co-Pay card is accepted at over 42,000 pharmacies throughout the United States. The network includes pharmacy chains such as: CVS, Rite Aid, Medicine Shoppe, Walgreens, Wal-mart, and more, as well as thousands of independent pharmacies thoughout the country.

Sample Drug Prices

A complete Preferred Drug List is available to view so Click Here and also is included in your new member enrollment packet along with your identification card.

$10 Generic Drugs

$20 Brand Name and Select Generic Drugs

	Doses
Ibuprofen 600mg	100
Naproxen 250mg	60
Piroxicam 20mg	30
Amoxicillin 250mg	40
Penicillin VK Tab	40
Tetracycline 500mg	60
Amoxapine 25mg	30
Doxepin 10mg	30
Trazadone 100mg	30
Fluocinolone Acetonide	1%, 60mg
Hydrocortisone	1% Cream
Triamcinolone Acetonide	1%, 80mg
Loratidine 10mg	20
Chlorpropamide 100mg	30
Glyburide 1.25mg	30

	Doses
Colchicine 0.6mg	30
Ketoprofen 75mg	30
Naproxen 500mg	60
Amoxicillin 875mg	20
Ampicillin 500mg	30
Dicloxacillin 250mg	30
Trimethoprim 100mg	30
Dapsone 100mg	60
E.E.S. 400 Tabs	40
Macrodantin 25mg	20
Maprotiline 50mg	30
Aristocort A	1% Cr, 15gm
Aquatab D	20
Glyburide 2.5mg	30
Glucotrol XL 2.5mg	30

Discount Pricing for Brand Name Non-Preferred Drugs

Allerx	Bactrim DS	Cordran	Enbrel	Lobine XL	Tolectin
Anaprox	Bextra	Doryx	Finevin	Mobic	Topicort
Aventyl	Cefadroxil	Dymelor	Geocillin	Orudis	Triavil
Augmentin	Cipro	Dynacin	Indocin	Relafen	Vioxx
Azelex	Cloecin	Elavil	Locoid	Sarafem	Zoloft

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